Water and fire damage help in Portland

From Southeast bungalows to West Hills houses and Pearl District condos. Portland's old housing, long wet season and occasional hard freeze make water damage the most common call.

Facts checked October 8, 2026

What makes Portland different

  • Old houses. The median Portland home was built in 1966, and about 27% of homes date to before 1940 (U.S. Census ACS). Older supply lines, cast-iron drains and aging roofs are behind a lot of water calls.
  • A long wet season. Portland airport averages 36.92 inches of rain a year, about 74% of it October through March, with measurable rain on 157 days (NOAA).
  • Ice storms. In January 2024, Portland Water Bureau crews answered more than 1,250 calls for service in three and a half days (Portland Water Bureau), and Multnomah County was included in the federal disaster declaration for that storm (Oregon OEM).
  • Johnson Creek. In outer Southeast, Foster Road historically flooded about every other year. Restoration work finished in 2012 was designed to cut that to about every six to eight years, but in December 2015 the creek still crested at a record 15.33 feet (Portland BES).
  • River history. In February 1996 the Willamette at Portland crested at 28.55 feet, its highest since 1964 (NWS), and the Steel Bridge closed for nearly 48 hours (USGS).

Portland Water Bureau: who fixes what

The Water Bureau owns and maintains the pipes up to and including the water meter. Anything past the meter is the property owner's responsibility. For a break on the street side, or a leak you can't shut off, call the Water Bureau's 24-hour line at 503-823-4874, option 1 (Portland Water Bureau).

Wildfire smoke in Portland

On September 13, 2020, Portland's air quality index hit 477, a record, during the Labor Day fires (Oregon DEQ / LRAPA). Homes that never burned still collected ash and smoke residue. Our fire and smoke guide covers safe cleanup.

What we line up crews for in Portland

Areas we cover

  • Downtown and the Pearl
  • Northwest and the West Hills
  • North Portland and St. Johns
  • Northeast and Alberta
  • Southeast and Sellwood
  • Foster-Powell and Lents
  • Southwest and Multnomah Village
  • Outer East Portland

Portland questions

Do you cover all of Portland?
Yes, every quadrant inside the city, plus nearby cities in Multnomah, Washington and Clackamas counties.
My basement floods every winter. Is that covered by insurance?
It depends on the source. Sudden plumbing leaks are typically covered; groundwater seepage and flooding generally aren't (Oregon DFR). Recurring seepage usually needs drainage or grading fixes, not just cleanup.

Water or fire damage in Portland?

Sources

Every figure on this page links to the source above it. Facts checked October 8, 2026. Costs from national sites are estimates, not quotes.

  1. Storm damage and your insurance. Oregon Division of Financial Regulation, accessed Oct 2026.
  2. American Community Survey 2020–2024 5-year estimates, tables B25035 (median year built) and B25034 (year structure built). U.S. Census Bureau, 2025 release.
  3. U.S. Climate Normals 1991–2020: Portland Intl Airport (USW00024229) and Salem McNary Field (USW00024232). NOAA National Centers for Environmental Information, 2021 release.
  4. What to do if water pipes freeze, leak or burst as temperatures rise. Portland Water Bureau, Jan 16, 2024 (updated Jan 19, 2024).
  5. DR-4768-OR declaration summary (severe winter storms, Jan 10–22, 2024). Oregon Department of Emergency Management, Apr 2024.
  6. Foster Floodplain Natural Area. City of Portland Environmental Services, accessed Oct 2026.
  7. Willamette River at Portland (PRTO3): flood categories and historic crests. NOAA National Water Prediction Service, accessed Oct 2026.
  8. USGS Oregon Water Science Center remembers the 1996 flood. U.S. Geological Survey, Feb 2, 2026.
  9. Wildfire smoke brings record poor air quality to Oregon, new data shows. Oregon DEQ and Lane Regional Air Protection Agency, Sep 15, 2020.